Outsource FHA Home Loan Support

1. Pre-Approval Review Services
Our FHA home loan services in India take great care in managing in-depth examinations of customers' financial situations that prepare for future loan specifications. Supervision of the entire pre-approval review operation permits you to make the most educated decisions regarding lending amounts for each customer. We take into account credit scores, debt, earnings, and assets that illustrate loan worthiness of each customer and ensures an airtight underwriting process. Our offsite FHA home loan services are adept at covering all parts of the loan acceptance processes.

2. Loan Application Services
We diligently fulfill the standard FHA insured loan application (form 1003) along with immediately responding to requests for various financial documents. This includes IRS W-2 forms, tax returns, pay stubs, and bank statements that complete the application package and verify that all pertinent information is submitted for optimal efficiency. As the application is submitted, we work closely with the underwriter to avert gaps of information that would slow down the approval process. We have the experience that assures absolute alignment with FHA regulations and requirements while simultaneously expediting the entire loan application process.

3. Property Appraisal Services
Being a fundamental step in determining the success of FHA home loans, we pay special attention in conducting property appraisal services for FHA loans through close cooperation with your appraisers to accurately determine the current market value of the property. Our work focuses on determining the value of the house, any repairs needed and their potential cost, checking the prices of recent equivalent home sales in the area, and estimating the future resale value of the property along with insurance information for subsequent use. Our experienced and proactive team fully supports the property appraisal procedure that prioritizes maximum efficiency.

4. Underwriting Services
Our team of experienced underwriters will review the application according to the mortgage credit-analysis guidelines. We do this by evaluating credit history, credit score, employment situation, debt-to-income ratio, and income stability, among other factors. Undergoing an intensive and comprehensive review allows for a streamlined and smooth underwriting process that utilizes thorough communication between underwriter, loan processor, and customer. Delays in the underwriting process are mitigated by our tried and true execution and deliverance in quality reviews.

5. Loan Closing Process
All the aspects of the FHA loan approval process are finalized with document signatures, fee and payment terms, and a detailed outline of loan estimates. Our team meticulously prepares for the closing requirements of each customer and develops comprehensive reports for you and the customer. We make sure to retain strong communication with the customer during the entirety of the loan closing process and relay significant relevant information. A consistently healthy correspondence with the customer in turn increases customer satisfaction and retention.